Welcome to Rosemary Cottage…
Your opportunity to own a little piece of history. Formerly the gardeners cottage to the nearby Burton Grange Estate, the central part of this home dates back to the mid-1800s. Thoughtfully extended over the years, Rosemary Cottage has grown into the wonderful 4-bedroom family home you see today, with close attention paid to its original features and intricate brickwork, so every addition feels entirely at home.
The property is set back from the road, behind fenced gardens with a gate for access, where you can park your car safely. Edged in shrubs and flowers to add a pretty pop of colour, the front garden leads to the entrance to the property.
The current owners move on with a heavy heart, but the time is right to pass the baton, and all the warmth and memories that come with it, to a new family ready to write their own chapter at Rosemary Cottage.
Come on in…
Step inside to a welcoming entrance hallway, where quarry floor tiles meet a striking spiral staircase that winds its way up to the first floor, creating an intriguing first impression.
From the hall, the kitchen beckons - the true heart of the home. Generously fitted with cream shaker-style units and integrated appliances, including oven, hob, dishwasher and fridge freezer, it’s as practical as it is attractive. Karndean flooring adds a hard-wearing yet stylish finish underfoot.
An opening draws you through into the dining room, which sits in the oldest part of the cottage. French doors flood the space with light, opening directly onto the south-facing garden, while a feature cast-iron fireplace adds a touch of period elegance.
Positioned at the front of the property, the living room is a wonderfully cosy retreat, perfect for quiet evenings in. A beautiful feature fireplace with intricate tiled insets takes centre stage, adding charm and character. There is a third reception room, currently used as a study and, more recently, the grandchildren’s playroom. A utility room is tucked away at the rear of this room, with a WC and a wash hand basin, and the pipework is already in situ to turn this into a shower room, should you require a ground-floor bedroom.
“Everyone always comes here for Christmas. We’ve had some great parties over the years.”
First floor…
The principal bedroom sits at the front of the property. A generous room with its own en-suite shower room. Three further double bedrooms, each enjoying views over the garden, are served by a well-appointed family bathroom.
Outside…
The front garden is neat and low-maintenance, secured behind wooden fencing with a side gate. There’s ample space to park two cars comfortably, with flower beds adding a welcome splash of seasonal colour.
A raised patio, accessed directly from the dining room, is the perfect spot to savour an evening glass of wine or a morning cup of tea, with birdsong from the nearby trees as your soundtrack.
The lawn sweeps out from the patio, bordered by colourful flowers and shrubs. A productive plum tree yields a generous harvest each year - perfect for jams and crumbles - and raised vegetable beds invite you to grow your own, from tomatoes to beans.
The rear garden is generous in size, with vehicular access via the neighbouring lane. A large hardstanding at the far end provides ideal storage for a caravan or motorhome.
There is a useful garage space and an adjacent studio/workshop, which has served as a small business premises for many years. Planning permission has already been granted to convert this building into a self-contained one-bedroom annexe, opening up exciting possibilities for multi-generational living or a rental income stream.
Sitting on a plot approaching a third of an acre, this property offers the opportunity to extend and mould to your own requirements.
Out and about…
Rags Lane sits in a sought-after position between Goffs Oak and Cheshunt, offering the best of both worlds: a peaceful residential setting with excellent connectivity. The M25 is just 10 minutes away, and mainline stations at both Cheshunt and Cuffley are within a 10-minute drive, offering access to different parts of London. Both Stansted and Luton airports are within 45 minutes, making it ideal for commuters and frequent travellers alike.
Leisure options abound, from walks through nearby parks and along the River Lea to family days out at Waltham Abbey or Hertfordshire Zoo at Broxbourne. Lakeside and Bluewater are within 45 minutes for retail therapy, and London is just a train ride away, with all its world-class theatre, restaurants, museums and galleries. The village of Goffs Oak is within walking distance, offering two Churches, shops, a garage, pubs, a post office, a library and a doctors surgery. The nearest large shopping centre is Brookfield Farm, just 10 minutes by car, with a large Tesco and M&S, as well as a range of other retail outlets.
Families are well served by a strong selection of highly rated schools, with both a primary and secondary school within walking distance, making the morning school run refreshingly straightforward.
Other Information...
Tenure: Freehold
Parking Arrangements: Off-street parking at both front and rear, along with a rear double garage
Garage: Planning permission granted to convert to a self-contained annexe. Ref: 07/24/0073/LDP
Vendor's position: Actively looking
Council Tax Band: F
Local Authority: Broxbourne
Location of Boiler: Kitchen
Rights: Access to the rear of the property via the access lane
Local development proposals: Application for a Care Home at the south of Rags Lane. Ref: 07/26/0159/F
Utilities
Water: Mains water connected to the property.
Electricity: Property connected to mains electricity
Drainage: Mains & Surface water drainage connected to the property
Heating: Mains gas central heating
Windows: Double glazing
Mobile coverage: All networks available at this address
Broadband: Up to 10000 Mbps Download Speed (Ofcom Checker)
Tenure : Freehold
Council Tax Band : F
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |